• IUJ Journal of Management

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  • SJIF Impact Factor (2022): 7.458

    The IUJ Journal of Management

    The IUJ Journal of Management (IUJ-JOM) is the flagship journal of ICFAI University Jharkhand, Ranchi. The aim of the journal is to provide insight into the business and management research. It also creates a platform for the researchers, academicians, professors, practicing management professionals and proponents in disseminating original,

    theoretical and applied research in the field of management and allied disciplines. The Journal is a Bi-Annual, . . . . .Read more.

    ISSN NO : 2347 - 5080 Journal EOI : 10.11224/IUJ

  • SJIF Impact Factor (2022): 7.458

    The Signaling Imperative: Reassessing Higher Education’s Value Proposition in a Shifting US Market

    This study examines the growing applicability of signaling theory in understanding the US higher education market’s structural challenges. Analyzing current trends through the signaling lens reveals how credential inflation, workforce misalignment, and financial unsustainability stem from education’s dual function as human capital investment and positional good. Read more.

    ISSN NO : 2347 - 5080 Journal EOI: eoi.citefactor.org/13.11224/IUJ.13.01.01

  • SJIF Impact Factor (2022): 7.458

    The Indian Knowledge System and Indigenous Pedagogies: A Historical and Contemporary Review

    The Indian Knowledge System (IKS) represents a vast and sophisticated tapestry of intellectual traditions, pedagogical models, and ecological wisdom that has evolved over millennia. This paper undertakes a literature-based review to critically examine the conceptual, historical, and pedagogical dimensions of IKS, with a particular focus on its contemporary relevance and research potential. Read more.

    ISSN NO : 2347 - 5080 Journal EOI: eoi.citefactor.org/13.11224/IUJ.13.01.02

  • SJIF Impact Factor (2022): 7.458

    Spirituality in the Workplace

    Since the advent of management thoughts and ideas to make people work more effectively, we have indeed travelled a long way. From the early 20th century, Read more.

    ISSN NO : 2347 - 5080 Journal EOI: eoi.citefactor.org/13.11224/IUJ.13.01.03

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A Multi-Model Strategic Assessment of Payment Banks

Saurabh, Dr. Manisha Pallavi Chauhan

Keywords : : Financial Inclusion, bank, macroeconomic parameters, financial institutions.

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.01

[Abstract]
In 2016 the concept of payment banks were introduced to improve financial inclusion. Payment banks provide banking services without giving credit. This paper provides insights about comprehensive strategic analysis of payment banks using three established frameworks: SWOT, PESTLE, and Porter’s five forces model. The SWOT analyses provides insights of strengths and weaknesses of payment banks and try to identify the opportunities and threats in providing financial inclusion especially in rural and unbanked sector. The PESTLE analysis explores the macroeconomic parameters – political, economic, social, technological, legal and environmental factors which influence the functioning and sustainability of payment banks. Porter’s five forces model examines industry competitiveness by examining the bargaining power of customers and suppliers, threats of substitutes and new entrants, and degree of competitive rivalry. This paper provides insights about challenges and opportunities of payment banks in financial inclusion in India. The findings will be useful for policymakers, financial institutions, investors and scholars to understand the strategic position of payment banks in the rapidly evolving digital economy.
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Citation Text :
Saurabh Research Scholar ICFAI University Jharkhand Email: Saurabhvibs@gmail.com

Dr. Manisha Pallavi Chauhan Assistant Professor, ICFAI Management School, ICFAI University Jharkhand Email: drmanishachauhan31@gmail.com

Beyond the Screen: Exploring Work-Life Balance among Women Entrepreneurs in the Digital Age

Dr. Manish Kumar, Dr. Sweta Singh

Keywords : Women Entrepreneurship, Work-Life Balance, Digitalization, Digital Tools, Patna, Bihar, India, Entrepreneurial Ecosystem.

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.02

[Abstract]
This study investigates the impact of digitalization on the work-life balance (WLB) of women entrepreneurs in Patna, Bihar. It aims to understand how digital tool adoption influences their ability to manage dual professional and personal roles, identify associated challenges and coping strategies, and assess the role of supportive ecosystems. A quantitative research design was employed, utilizing a structured questionnaire administered to a sample of women entrepreneurs in Patna, Bihar. Data collected focused on digitalization adoption, perceived WLB, challenges, and coping mechanisms. Statistical analyses, including descriptive statistics, correlation, and regression analysis, were conducted to test the hypotheses. The study revealed a significant positive relationship between the strategic adoption of digital tools and improved work-life balance among women entrepreneurs. While digitalization offers immense flexibility and efficiency, challenges related to boundary blurring and increased expectations persist. The findings underscore the critical role of self-management skills, family support, and government initiatives in facilitating WLB. This research contributes to the nascent body of empirical literature on women entrepreneurship and WLB in the context of India's Tier II/III cities, specifically Patna, Bihar. It provides nuanced insights into how digitalization mediates the work-life interface for women entrepreneurs in a traditionally conservative yet rapidly digitizing region, offering practical implications for policymakers and support organizations.
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Citation Text :
Dr. Manish Kumar Associate Professor, Faculty of Management Studies Gopal Narayan Singh University, Jamuhar,Rohtas, Bihar E-Mail: manish.upadhyay@gnsu.ac.in ; manish_fmsbhu@rediffmail.com

Dr. Sweta Singh Assistant Professor, Amity School of Business Amity University Patna E-Mail: ssingh5@ptn.amity.edu; sweta.fmsbhu@gmail.com

Climate Change Economics: Assessing the Effectiveness of Carbon Pricing mechanism and Green Transition

Dr. Pallavi Kumari

Keywords : Climate Economics, Green Transitions, Emissions Trading, Climate Policy, and Sustainable Development.

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.03

[Abstract]
Climate change is generating an unprecedented calamity for the economy and the environment. To fix it, we need new rules and changes to how things are done. This study looks at how well carbon pricing systems, including carbon taxes and emissions trading systems (ETS), work to include environmental costs and promote growth that is low in carbon. Real-world data shows that well-planned carbon pricing policies can lower greenhouse gas (GHG) emissions a lot without affecting the economy too much (Stiglitz & Stern, 2017; Metcalf, 2019). But there are also issues with political feasibility, fairness in distribution, and policy integration, especially in developing countries. This page also talks about other green transition policies that work well together, such as laws that must be obeyed, subsidies for renewable energy, and frameworks for sustainable finance. To ensure social and economic fairness while meeting decarbonization goals, it is important to use both market-based instruments and regulatory measures (OECD, 2021). The paper also says that working together with other countries, using new technologies, and changing how people act could all help policies operate better. The study looks at a lot of cases from throughout the world and theoretical models to highlight how vital it is to make rules that are flexible, open to everyone, and take a lot of different things into account. The results show that we need to move away from piecemeal solutions and toward comprehensive climate governance that takes into account the needs of the environment, the economy, and social justice.
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Citation Text :
Dr. Pallavi Kumari Associate Professor, ICFAI University Jharkhand ORCID ID: 0000-0002-6344-3795 Email: pallavikumari@iujharkhand.edu.in

Institutional Shareholding in Mid-Cap Companies in India: The Interplay of CEO Characteristics, Industry Dynamics, and Corporate Governance

Shailesh Kumar, Dr. Manisha Pallavi Chauhan

Keywords : Institutional Investment, Mid-cap Firms, Corporate Governance, CEO Characteristics, Macroeconomic factors, Indian Equity Market.

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.04

[Abstract]
India’s rise as the world’s fifth-largest and fastest-growing major economy underscores the growing significance of mid-cap companies. These firms blend the resilience of large corporations with the agility of smaller ones, making them vital to the nation’s economic progress. This study examines how CEO characteristics, sector-specific factors, and effective corporate governance impact institutional shareholding. CEO characteristics like tenure, qualifications, and national ownership shape investor perception, while macroeconomic factors and strong governance practices further influence investment decisions in this dynamic market.This research is based on a detailed analysis of mid-cap companies listed on the Bombay Stock Exchange (BSE). It uses a balanced panel dataset covering 5 years from 2018 to 2023. The study finds that institutional investors in India’s mid-cap segment are significantly influenced by CEO attributes, industry-specific financial conditions, and governance standards. Firms led by experienced and well-qualified CEOs with strong governance practices tend to attract more institutional investment. Furthermore, sectoral financial indicators are found to moderate these effects, underscoring the complexity of investment decisions in this segment.
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Citation Text :
Shailesh Kumar Research Scholar, ICFAI University Jharkhand, India ORCID ID: https://orcid.org/0009-0005-2703-2621 Email: kumarshailesh1505@gmail.com

Dr. Manisha Pallavi Chauhan Assistant Professor, Faculty Of Management Studies, ICFAI University Jharkhand, India ORCID ID: 0000-0002-2060-9468 Email: drmanishachauhan31@gmail.com

Optimizing Inventory, Receivables, and Current Assets: Strategies for Effective Financial Management

Dr. Pallavi Kumari, Dr. Anjan Niyogi

Keywords : Financial Management, Inventory Optimization, Accounts Receivable Management, Working Capital, Financial Ratios, Performance Metrics, Market Volatility, Technology, Sustainability, Ethical Practices.

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.05

[Abstract]
Effective financial management is crucial for organizational success, influencing various aspects such as liquidity, operational efficiency, and overall performance. This paper delves into essential components of financial management, including inventory optimization, accounts receivable management, and working capital optimization, highlighting the impact of financial ratios and performance metrics (Brigham & Houston, 2019; Gitman & Zutter, 2015). It addresses the challenges organizations face in managing these areas, particularly regarding market volatility, technological advancements, and regulatory considerations (Zhang et al., 2020). Furthermore, the paper examines future trends shaping financial management, such as the integration of automation, data analytics, and a growing focus on sustainability and ethical practices (KPMG, 2018; Eccles et al., 2014). Through successful case studies and real-world examples, the significance of strategic financial management becomes apparent as organizations navigate complexities in optimizing their financial resources. The findings underscore the necessity for finance professionals to adapt to emerging trends and develop robust financial strategies that align with broader business objectives. Ultimately, effective financial management enhances liquidity and profitability, fostering sustainable growth in a dynamic business environment.
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Citation Text :
Dr. Pallavi Kumari Associate Professor,ICFAI UniversityJharkhand, Ranchi,Jharkhand ORCID ID-0000-0002-6344-3795 Email ID:-pallavikumari@iujharkhand.edu.in

Dr. Anjan Niyogi Assistant Professor,Shree Agrasian College,Kolkata,West Bengal ORCID ID-0009-0000-3579-4232 Email ID :-annjani.y20@iujharkhand.edu.in

Women Entrepreneurs and Work-Life Balance in the Digital Era

Ms. Pallawi, Dr. Pallavi Kumari

Keywords : Entrepreneurship, Women Entrepreneur, Information Technology, Digital Era, work-Life Balance.

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.06

[Abstract]
The Primary objective of this study is to elaborate the impact of digitalization on the work-life balance of women entrepreneurs. Digitalization is the application and incorporation of new technologies into daily life across all sectors and industries. The rapid advancement of technology is contributing to a rapid rise in female entrepreneurship in India.The fastest-growing category of entrepreneurship worldwide is female entrepreneurs, who have attracted the attention of numerous academics. Female Digital Entrepreneur has been characterized as a female entrepreneur who investigates market opportunities and takes advantage of the digital space to make a new thing. Entrepreneurs face numerous obstacles and conflicts. Nevertheless, it is evident that female entrepreneurs experience a greater number of conflicts than male entrepreneurs due to society's perception of women and different expectations of them.Work-life balance is often referred to as "work/family," "work/family conflict," "family-friendly benefits," "work/life programs," "work/life enterprise," and "work/family culture." the present paper also focuses on different propositions and models related to the work-life balance of women entrepreneurs in the digital period. The research study has found that women are able to overcome their challenges during the growth of their businesses by utilizing a combination of personal attitudes like their passion, determination, perseverance, ambition, and technical skills. Working outside of Business premises with ICT—smartphones, tablets, laptops, desktops, and computers can aid in achieving a better work-life balance. The findings of this paper are based on secondary sources as well as content analysis of scholarly articles published in reputable journals.
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Citation Text :
Ms. Pallawi Research Scholar, ICFAI University Jharkhand E-Mail- ckpallavi1@gmail.com ORCID id: 0000-0001-5121-4189

Dr. Pallavi Kumari Associate Professor, ICFAI University Jharkhand Email;pallavikumari@iujharkhand.edu.in ORCID ID: 0000-0002-6344-3795

Workplace Culture: Building and Maintaining a Positive Environment

Dr. Anjan Niyogi

Keywords : workplace culture, employee engagement, organizational performance, employee retention, cultural strategies, leadership commitment.

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.07

[Abstract]
This literature review explores the critical role of workplace culture in shaping employee engagement and retention within organizations. By employing a systematic methodology that involved extensive searches of multiple academic databases, the review curates high-quality studies to uncover the intricate relationship between workplace culture and employee experiences. The findings reveal that a positive workplace culture significantly enhances employee satisfaction and loyalty, leading to improved operational outcomes (Harter et al., 2002). Notable examples from organizations such as Google and Zappos illustrate effective cultural strategies that foster innovation, collaboration, and superior customer service (Bock, 2015; Hsieh, 2010). Conversely, barriers such as resistance to change, lack of leadership commitment, and insufficient resources are highlighted as significant obstacles that can impede cultural initiatives (Kotter, 1996; Schein, 2010). This review emphasizes the vital necessity for organizations to actively cultivate a supportive and inclusive culture that prioritizes employee well-being and engagement, thereby establishing culture as a strategic imperative for long-term success in a rapidly evolving business landscape.
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Citation Text :
Dr. Anjan Niyogi Assistant Professor at Shree Agrasian College,Kolkata, West Bengal ORCID ID: 0009-0000-3579-4232 Email: annjani.y20@iujharkhand.edu.in

Sustainability Meets Finance: A Bibliometric Review of ESG Performance and Capital Structure Research

Dr. Navendu Nidhan, Professor Basant Kumar Singh and Dr. Ritika Maurya

Keywords : Bibliometric analysis; Environmental, Social, and Governance (ESG); Capital structure; Sustainable finance; Green bonds

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.08

[Abstract]
This study presents a bibliometric analysis of research on the nexus of capital structure and Environmental, Social, and Governance (ESG) performance. This area is becoming increasingly significant in sustainability and finance scholarship. The analysis uses descriptive indicators, co-authorship mapping, co-citation analysis, keyword co-occurrence, and bibliographic coupling to track the field's intellectual, collaborative, and thematic evolution. This study draws on 323 peer-reviewed articles indexed in the Web of Science Core Collection (2010–2025).The findings show a rapidly growing body of work, especially after 2018, with contributions scattered across journals related to sustainability, business ethics and finance. Traditional capital structure and firm performance, ESG disclosure and governance quality, corporate social responsibility and stakeholder governance, and green finance instruments and climate risk are the four main thematic clusters identified. Co-citation analysis shows that traditional finance theories are still relevant, but it also shows how stakeholder and sustainability viewpoints are becoming more integrated.

This study unifies a dispersed body of literature and offers a scientometric basis for upcoming multidisciplinary research on ESG and financial structuring by mapping significant authors, journals, institutions and knowledge clusters.
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Citation Text :
Dr. Navendu Nidhan Assistant Professor, Faculty of Commerce Gopal Narayan Singh University, Sasaram, Bihar, India Email: n.nidhan@gmail.com

Professor Basant Kumar Singh Professor, Faculty of Commerce Banaras Hindu University, Varanasi, India Email: singhbkvns@gmail.com

Dr. Ritika Maurya Assistant Professor, Department of Commerce and Business Administration University of Allahabad, Allahabad, India Email:ritikamaurya@allduniv.ac.in

Traditional Knowledge-Based Entrepreneurship Measurement in Kashmir Valley: An Indian Knowledge System Perspective

Dr Shailendra Kumar Bharal, Mr. Irfan Shafi Baba

Keywords : Traditional Knowledge, Kashmir Valley, Entrepreneurship Measurement, Indian Knowledge System, Scale Development

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.09

[Abstract]
This study addresses the critical void in entrepreneurship research by developing and validating the Traditional Knowledge-Based Entrepreneurship Measurement (TKEM) scale tailored to the Kashmir Valley within India’s Indigenous Knowledge System (IKS). Drawing on a mixed- methods, multi-phase instrument construction process—including literature synthesis, expert interviews (n = 15), focus groups (n = 3), and content validation (CVR threshold ≥ 0.62)—an initial 85-item pool was refined to 45 items and pilot tested (n = 50) via exploratory factor analysis, yielding a 32-item, nine-factor structure. A main sample (n = 350) and an independent validation sample (n = 200) completed structured questionnaires on 5-point Likert scales. Confirmatory factor analysis (χ²/df = 2.19, CFI = 0.924, TLI = 0.918, RMSEA = 0.059, SRMR = 0.048) substantiated the nine-factor model. Reliability indices (Cronbach’s α = .785–.892; composite reliability = .792–.897) and validity evidence (AVE ≥ .50; discriminant validity via AVE square-root comparisons) confirmed scale robustness. The TKEM scale offers scholars and policymakers a rigorously tested tool for quantifying traditional knowledge dimensions (cultural heritage, technical craft, market, resource management) and entrepreneurial orientation (innovation, risk-taking, proactiveness, autonomy, competitive aggressiveness), thereby supporting sustainable rural development and cultural preservation in Kashmir
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Citation Text :
Dr Shailendra Kumar Bharal Head & Professor School of Studies in Commerce, Vikram University, Ujjain M.P.Skbharal02@gmail.com

Mr. Irfan Shafi Baba Research Scholar, School of Studies in Commerce, Vikram University, Ujjain M.P.,& Assistant Professor Higher Education Department, Government of Jammu & Kashmir Prof.irfanshafibaba@jk.gov.in

Driving ESG Integration in Upstream and Downstream Value Chains: A Strategic Review for B2B Manufacturing

Kinsuk Mukherjee

Keywords : Sustainable Supply Chain Management; Environmental, Social, and Governance (ESG); Sustainability in Manufacturing; B2B Manufacturing; Sustainable Innovation; Waste Reduction; Greenhouse Gas Emissions; Supply Chain Transparency; Policy Impact on Sustainability; Upstream and Downstream Supply Chains; Sustainability Performance Indicators; Circular Economy; Corporate Social Responsibility; Environmental Impact Reduction; Sustainable Business Practices; Supply Chain Resilience; Sustainability Reporting

EOI : eoi.citefactor.org/13.11224/IUJ.13.02.10

[Abstract]
In recent years, industrial manufacturing sectors have come under scrutiny due to the uncontrolled use of resources, waste generation, and harmful emissions, prompting a global call for responsible practices. The urgency of mitigating environmental harm while sustaining growth has led to an increased focus on integrating sustainability into core business strategies. Leading manufacturers are now prioritizing sustainable innovation and seeking partnerships with businesses that demonstrate environmental and social responsibility. As a result, sustainable supply chain management (SSCM) has emerged as a key approach for enhancing sustainability outcomes across both upstream and downstream operations.This review explores the evolution of SSCM, with particular emphasis on the Environmental, Social, and Governance (ESG) framework in B2B manufacturing industries. Drawing from research spanning from 1994 to 2024, this study highlights the growing significance of ESG indicators and the need for greater transparency in supply chain practices. It also underscores the pivotal roles of policymakers, corporate leaders, and supply chain managers in advancing ESG-aligned goals. By reviewing recent scientific literature, this paper provides a comprehensive understanding of the current landscape of sustainable supply chain practices and offers a conceptual framework for improving ESG performance across both supply chain segments. Furthermore, the review presents case studies from the chemical manufacturing sector, illustrating successful efforts in reducing environmental impact and establishing performance metrics for sustainability.

These case studies serve as valuable references for organizations looking to adopt SSCM practices. In conclusion, the paper identifies research gaps and offers recommendations for future studies, while also highlighting practical strategies for managers to implement and monitor sustainable supply chain initiatives effectively.
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Citation Text :
Kinsuk Mukherjee Manufacturing Excellence and Sustainability, PCBL Chemical Limited, RPSG House, 2/4 Judges Court Road, Alipore, Kolkata-700027, India. Email: kinsuk29m@gmail.com