• IUJ Journal of Management

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  • SJIF Impact Factor (2022): 7.458

    The IUJ Journal of Management

    The IUJ Journal of Management (IUJ-JOM) is the flagship journal of ICFAI University Jharkhand, Ranchi. The aim of the journal is to provide insight into the business and management research. It also creates a platform for the researchers, academicians, professors, practicing management professionals and proponents in disseminating original,

    theoretical and applied research in the field of management and allied disciplines. The Journal is a Bi-Annual, . . . . .Read more.

    ISSN NO : 2347 - 5080 Journal EOI : 10.11224/IUJ

  • SJIF Impact Factor (2022): 7.458

    Farmers Producer Organization Scheme by NABARD: Need for an Ecosystem of support for Rural Entrepreneurship in Jharkhand

    Jharkhand (“Bushland” or “land of forest”) is an under developed state in India, which includes twenty four districts and shared its border with five states. It was the 28th of state of India which formed on 15 November, 2000 after a long standing tribal movement for statehood. It was earlier part of Bihar; specifically it was the south Bihar, a highly mineral rich area with a generous tribal population. Read more.

    ISSN NO : 2347 - 5080 Journal eoi.citefactor.org/12.11224/IUJ.12.02.01

  • SJIF Impact Factor (2022): 7.458

    Adapted Neuromanagement And Integral Methodology

    With the advent of Management and Technology, the World is witnessing a plethora of problems; mental issues occupying the prime spot. This provides an opportunity for the discipline of adaptive neuromanagement and integrated methodologies to offer a ‘way out’; for those afflicted with mental issues. Based on the protocol evaluations obtained through Adapted Neuromanagement, this paper applies a variety of personalized intervention techniques oriented from the neurointegral methodology. Read more.

    ISSN NO : 2347 - 5080 Journal EOI: eoi.citefactor.org/12.11224/IUJ.12.02.02

  • SJIF Impact Factor (2022): 7.458

    Convolutions in Ophthalmic - Based Entrepreneurial Decisions: Research Agenda

    Exploration on complex decision making has extended from complex decision behaviourist approach to cognitive approach that focuses on complex decision processes that ensue prior to response. In neural computational simulations, each complex decision during complex decision task is represented by node of neural activity. Complex decision related neural activity has components of intensification of activity and complex decision inception for neural activity to overcome for complex decision to be completed. One way to investigate computational complex decision making is to scan positioning of complex decision behaviour leading to judgment point. Read more.

    ISSN NO : 2347 - 5080 Journal EOI: eoi.citefactor.org/12.11224/IUJ.12.02.03

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The Signaling Imperative: Reassessing Higher Education’s Value Proposition in a Shifting US Market

Animesh Karn,Dr. Pallavi Kumari

Keywords : : Signaling Theory, Credential Inflation, Workforce Misalignment, Higher Education Market, Human Capital, Positional Good

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.01

[Abstract]
This study examines the growing applicability of signaling theory in understanding the US higher education market’s structural challenges. Analyzing current trends through the signaling lens reveals how credential inflation, workforce misalignment, and financial unsustainability stem from education’s dual function as human capital investment and positional good. With public trust declining, alternatives proliferating, and policy debates intensifying, institutions face pressure to demonstrate authentic value beyond mere signaling. Empirical evidence suggests 20-80% of education’s wage premium may derive from signaling rather than skill acquisition, creating systemic inefficiencies. Strategic responses emphasizing verifiable learning outcomes, innovative credentialing, and outcomes transparency offer pathways to rebalance the signaling-human capital equilibrium.
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Citation Text :
Animesh Karn Research Scholar, ICFAI University Jharkhand Assistant Professor, Amity University Jharkhand animeshkarn@gmail.com

Dr. Pallavi Kumari Associate Professor, ICFAI University Jharkhand pallavikumari@iujharkhand.edu.in

The Indian Knowledge System and Indigenous Pedagogies: A Historical and Contemporary Review

Dr. Pallavi Kumari,Dr. Anjan Niyogi

Keywords : Indian Knowledge System, Indigenous Pedagogy, Pramāṇa, Social Inclusion, Sustainable Traditions

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.02

[Abstract]
The Indian Knowledge System (IKS) represents a vast and sophisticated tapestry of intellectual traditions, pedagogical models, and ecological wisdom that has evolved over millennia. This paper undertakes a literature-based review to critically examine the conceptual, historical, and pedagogical dimensions of IKS, with a particular focus on its contemporary relevance and research potential. One key area identified is the need for the systematic documentation and critical edition of regional and vernacular texts that remain largely unpublished or untranslated (Chattopadhyaya, 1986). Alongside this, the paper explores indigenous theories of knowledge (pramāṇa) and their compatibility with modern epistemological frameworks, offering insights into how Indian thought structures inquiry and validation (Sarukkai, 2012). The review also calls attention to historically marginalized voices—especially women, Dalits, and tribal communities—whose contributions to IKS remain underrepresented in mainstream narratives (Sharma, 2002; Rao, 2018).The study investigates the adaptability of traditional pedagogies such as the guru–śiṣyaparamparā and dialogic learning methods (sañvāda) within contemporary education systems, particularly in light of reforms like the National Education Policy 2020 (Joshi &Patil, 2020). The ecological and sustainability-oriented aspects of IKS are also examined, including traditional practices in agriculture, water management, and biodiversity conservation (Gupta, 2019). Furthermore, the role of digital and open-access platforms in preserving and disseminating indigenous knowledge is underscored as a vital step toward global engagement and future scholarship (Srinivas, 2021). By advocating for an interdisciplinary, inclusive, and ethically grounded approach, the paper positions IKS not as a relic of the past, but as a living, evolving framework with profound implications for education, sustainability, and knowledge systems worldwide.
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Citation Text :
Dr. Pallavi Kumari Associate Professor ICFAI University, Ranchi,Jharkhand,India Email ID:-pallavikumari@iujharkhand.edu.in

Dr. Anjan Niyogi Assistant Professor, ShreeAgrasian College, Email ID :-annjani.y20@iujharkhand.edu.in/anjanniyogi@gmail.com

Spirituality in the Workplace

Indranil Barat,Dr. Harkirat Singh Bal

Keywords : Spirituality, Workplace Spirituality, Human Resources, Industrial Psychology, Individual Psychology, Motivation, Teamwork

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.03

[Abstract]
Since the advent of management thoughts and ideas to make people work more effectively, we have indeed travelled a long way. From the early 20th century, Frederick Taylor’s engineering approach, where the human body was considered as an extension of the machine, to the Hawthorne studies and similar works of the 1930s and 40s, where the importance of emotional and social needs of a human being in his performance was considered. It was the late 1970s and throughout the 1990s that the focus shifted from workers as physical and emotional beings to workers as thinking beings. As our concept about humans is expanding, we gradually understand that human beings are not just body, mind and emotions, but they also consist of spirit, which makes humans a spiritual being.

Man is a spiritual being, and spirituality completes him. Spirituality helps a man to understand and realize the broader perspective of his existence and his purpose in life. Spirit is no different from the man himself, hence, an organization must learn to nurture the human spirit and channelize it productively, which would not only lead to the development of the individual but also to the development of the organization. This paper begins with addressing the concept of Spirituality at the Workplace, its role in enhancing an organization’s performance, the factors responsible for establishing spirituality at the workplace and the role of an individual and HR towards applying spirituality atthe workplace. We also discuss the interpretation and the findings from this study, and the paper ends by reflecting on the importance of the topic and the challenges associated with its implementation.
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Citation Text :
Indranil Barat Assistant Professor, ICFAI Management Studies, ICFAI University Jharkhand, Orchid id: 0009- 0000-7137-4286, Email: indranilbarat0801@gmail.com, Mob No: +91 9031817024

Dr. Harkirat Singh Bal Assistant Professor, ICFAI Management Studies, ICFAI University Jharkhand, Orchid id: 0000-0003-2878-1008. Email: singhkirat487@gmail.com, Mob No: +91 8210901088

Role of the Ministry of Corporate Affairs, RBI, SEBI, and ESG Compliance in India

Dr. Pritha Chaturvedi ,Prof. Sumit Kumar Sinha

Keywords : ESG compliance, regulatory framework, SEBI, RBI, Ministry of Corporate Affairs, Business Responsibility and Sustainability Reporting, corporate governance, sustainable finance, India

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.04

[Abstract]
This research examines the evolving regulatory landscape for Environmental, Social, and Governance (ESG) compliance in India, with a focus on the distinctive roles played by key regulatory bodies: the Ministry of Corporate Affairs (MCA), the Reserve Bank of India (RBI), and the Securities and Exchange Board of India (SEBI). Through quantitative analysis of compliance data from 500 listed Indian companies between 2018-2024, this study identifies significant trends in ESG adoption rates across different sectors and evaluates the effectiveness of regulatory frameworks. Findings reveal that while mandatory disclosure requirements have driven improved compliance rates (37% increase over the study period), considerable variation exists across sectors, with technology and pharmaceuticals demonstrating higher compliance levels than manufacturing and infrastructure. The research identifies critical challenges in the implementation of ESG frameworks, including standardization issues, monitoring limitations, and enforcement gaps. This paper contributes to understanding the developing regulatory ecosystem for sustainable business practices in India and offers recommendations for strengthening the collaborative approach between regulatory bodies to enhance ESG compliance and reporting standards. Ultimately, this research provides insights for policymakers, corporate entities, and stakeholders navigating India's evolving ESG landscape.
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Citation Text :
Dr. Pritha Chaturvedi Associate Professor, ICFAI University Jharkhand Email Id: prithachaturvedi@iujharkhand.edu.in

Prof. Sumit Kumar Sinha Assistant Professor, ICFAI University Jharkhand Email Id: sumitsinha@iujharkhand.edu.in

Understanding the role of exercise in Physical and Mental Well-Being: A Literature Review

Dr. Harkirat Singh Bal,Indranil Barat

Keywords : Exercise, Fitness, Technology, Smart Devices, Health

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.05

[Abstract]
Exercise plays a vital role in promoting and maintaining a healthy lifestyle. As modern life becomes increasingly sedentary, the importance of regular physical activity cannot be overstated. Engaging in consistent exercise has been proven to prevent and manage a wide range of chronic illnesses, including cardiovascular disease, diabetes, obesity, and certain types of cancer. Beyond its physical benefits, exercise significantly improves mental health by reducing symptoms of depression, anxiety, and stress, while enhancing mood, cognitive function, and sleep quality. Historically, exercise has been a part of human culture and tradition, with ancient civilizations recognizing its importance for both physical strength and spiritual well-being. Today, it remains an essential element of preventive healthcare. Regular physical activity strengthens the immune system, increases energy levels, and supports healthy aging by maintaining muscle mass, bone density, and flexibility. Despite its well-documented advantages, many individuals struggle to incorporate exercise into their daily routines due to time constraints, lack of motivation, or limited access to resources. This paper emphasizes the critical need for awareness and education on the benefits of exercise and how technology has elevated fitness to a new level, making it more effective, engaging, and adaptable to individual needs and lifestyles.
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Citation Text :
Dr. Harkirat Singh Bal Assistant Professor, ICFAI Management School, Jharkhand Singhkirat487@gmail.com

Indranil Barat Assistant Professor, ICFAI Management School, Jharkhand Indranilbarat0801@gmail.com

Emotional Intelligence and Workplace Adaptability: Mechanisms for Thriving in Dynamic Environments

Bishnu Charan Parida

Keywords : Emotional Intelligence, Workplace Adaptability, Adjustment, Performance

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.06

[Abstract]
In dynamic work situations, adaptation has emerged as a crucial asset for organizational success. This study investigates the correlation between Emotional Intelligence (EI) and workplace adaptation among employees. The study conceptualizes emotional intelligence (EI) as a complex construct, drawing on three predominant models: the ability model, Goleman’s mixed model, and trait EI, which encompass cognitive-emotional abilities, acquired competencies, and personality traits. The Individual Adaptability (I-ADAPT) model delineates workplace adaptability, defining adaptable performance as the ability to respond proficiently to evolving roles, technologies, and situational requirements.

In accordance with theoretical expectations, evidence from dynamic work environments demonstrates that employees with elevated emotional intelligence display markedly enhanced adaptation and resilience during periods of change. In the collectivist Indian public sector, especially within natural resource management agencies, cultural norms may amplify the significance of emotional intelligence for effective adaptation. Emotional intelligence components, such as empathy and social awareness, are particularly significant for enhancing adaptability in these contexts. The findings indicate that emotional intelligence (EI) substantially improves employees' adaptable performance, and that focused EI development and training can further boost adaptability and organizational performance
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Citation Text :
Bishnu Charan Parida Research Scholar, ICFAI University Jharkhand bishnu.p19@iujharkhand.edu.in

ESG Beyond Compliance: Integrating Technology, Sports, and Innovation for a Sustainable Future

Amitava Pal,Dr. Kavita Mathad,Dr. Amruta Deshpande

Keywords : Biodiversity Credits, Circular Economy, Climate Resilience, Corporate Governance, ESG Innovation, ESG Reporting & Transparency, Future of Sustainability, Green Bonds & Sustainability-Linked Loans, Impact Investing, Regenerative Business Models, Responsible Investing, Sustainable Finance, Sustainable Supply Chains, UN Sustainable Development Goals (SDGs)

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.07

[Abstract]
The new age of ESG is not just about compliance anymore;it demands that organizations change their old and traditional mindset to an innovative mindset. In the book's theme, this chapter explains how businesses, investors, and policymakers can transform ESG into a competitive advantage, rather than a regulatory liability. This enables organizations to drive more integrated and transparent ESG reporting and impact measurement with technology, AI, Blockchain, and Big Data analytics. It then examines the new financial instruments designed to direct capital into climate-positive investments with a detailed exploration of green  bonds, sustainability-linked loans, and biodiversity credits. It discusses the sustainable growth of both short-term and long-term value, as well as the reduction of ecological impact, and how these are enabled by regenerative business models rooted in circular economy principles. Operating under a corporate governance agenda anchored on sustainability will not only help organizations future-proof their businesses. Still, it will also render them attractive to responsible investors seeking sustainable investments in an unsustainable world, while allowing them to play their part in contributing to the achievement of the United Nations Sustainable Development Goals (SDGs). This chapter aims to transform ESG from a burden to a benefit, from a regulatory requirement to an innovation and economic resiliency engine, and to provide practical tips on how organizations can shift ESG from a box-checking exercise to a driver of core business value.
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Citation Text :
Amitava Pal a Ph.D. Scholar, ICFAI Management School, ICFAI University, Jharkhand research.amitava@gmail.com

Dr. Kavita Mathad bDeanSchool of Business, Indira University, Bangalore, India

Dr. Amruta Deshpande cDirectorof Research and Development, Indira Group of Institutes, Pune, India

Perceived Responsiveness in Hospitality: An Empirical Study of Demographic Influences

Dr. Ratish C Gupta, Mahak Gupta

Keywords : Customer Responsiveness, Indian Hospitality Sector, Service Quality, Demographic Influence, Customer Satisfaction

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.08

[Abstract]
This study explores customer responsiveness in the Indian hospitality sector, focusing on the key drivers, expectations, and business impact. Through a structured quantitative approach, responses were collected from a diverse demographic profile of hotel guests across India. Using principal component analysis, four major dimensions were identified: responsiveness, customer engagement, customer connectivity, and promotional appeal. The findings reveal that service attributes are not perceived uniformly—some factors such as staff friendliness, prompt response, and digital communication exert significantly greater influence on customer satisfaction and hotel selection. Hypothesis testing confirmed statistically significant associations between customer responsiveness and demographic variables including age, gender, education, profession, and income. Moderate effect sizes indicate that while these factors do influence perceptions, the variation is not highly intense, suggesting the need for targeted yet inclusive service strategies.Additional analyses, including Hotelling’s T² and ANOVA, confirmed perceptual differences and nonadditive interactions among service attributes, reflecting the complex and interrelated nature of customer experiences. The study underscores the need for Indian hospitality businesses to blend technological solutions with personalized human service to meet rising
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Citation Text :
Dr. Ratish C Gupta Associate Professor DC Business school, Chartered Marketer CIM UK Email: rcrgupta@dcbsindia.org

Mahak Gupta PGDM Year 1 Student DC Business school Email: dcbs24mahakgupta@gmail.com

So Opined Daniel Kahneman and Amos Tversky on Decision Assessment

Prof Dr S Sandhya,Col Prof Dr J Satpathy

Keywords : Decision Dynamics, Decision Techniques and Decision Dynamics

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.09

[Abstract]
This paper offers a survey of existing literature relevant to the research topic. It encompasses: Historical Evolution of Decision-Making, Definition of Decision-Making, Key Attributes of Decision-Making, Pros and Cons of Decision-Making, Varieties of Decision-Making, Phases of Decision-Making Process, Approaches and Contexts in Decision-Making, Strategies for Decision-Making, Frameworks for Decision-Making, Innovation in Decision-Making, Obstacles Encountered by Decision Makers, Hidden Pitfalls in Decision-Making, and the Notions of "Unfavorable Decision Dilemma" and "Favorable Decision Dilemma."
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Citation Text :
Prof Dr S Sandhya NITTE School of Management, PDF Scholar (Management), DYPIMS, Pune, India Joint Research Director, PIM Neuro-Management and Strategic Brain Research, Udipi, India

Col Prof Dr J Satpathy PDF Scholar (Management), PIM School of Management, Udippi, India Research Director, PIM Neuro-Management and Strategic Brain Research, Udipi, India jyotisatpathy@gmail.com

Neuro - Traces In Business Management Decisions

Col Prof Dr J Satpathy,Prof Dr S Sandhya,

Keywords : Behavioral - Management Pointers, Decision Mosaic and Neuro ‘Drivers’

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.10

[Abstract]
In the last decades, the study of the mind has been on the academic agenda of several areas of research. From philosophy of mind to neurosciences, studies have allowed the emergence of different definitions and different theories ranging, roughly speaking, from dualism to physicalism, with more or less moderation (or if one prefers, naturalization) and making use of multiple metaphors and illustrations. At the end of the 20th century, the 1990s, considered the decade of the brain, further reinforced the interest in this relationship between mind and brain and allowed to cement and extend the study of the mind to other areas (ranging from neuroethics to neuromarketing or neuropolitics). Alongside this interest, digital technology continued to advance and in recent decades neurotechnology has allowed the reflection to expand exponentially. In this particular, the dialogue began to be held with areas that until then seemed foreign to philosophical reflection, such as computer engineering, biotechnology, quantum physics, and mathematics, among others. The emergence of reinstating the debate due to the rapid development of technology, especially artificial intelligence (and machine learning), also led to the recovery of some of the theories ranging from the mind–body problem to the computational theory of the mind, to the ultimate questioning about reality and the human world - or, what does it mean to be human in a digital world. In this complex framework of issues, several suggestions of analysis are possible, such as: conscious and cognitive experience in relation to digital technology, the role of artificial intelligence in artistic creation, the replacement of the question of the exclusivity of human mind, mental experiments as validation of computational models of the mind, emotions and the intimate experience lived in the virtual world, the role of biotechnologies in the perfection of the human (post-humanism) or the doubts that the Anthropocene raises, among many other topics.

This paper seeks, through world-renowned researchers and philosophers, on the one hand, to clarify the state of the art based on the relationship between mind and technology, and on the other hand, to reveal new approaches about this relationship and the consequences for our future. In recent decade’s research in cognitive science has witnessed an upsurge of interest in affective phenomena such as emotions, feelings, and moods, and the role they play in guiding cognitive, motivational, and decision-making processes. The aim of this paper is to improve our understanding of affective phenomena and of the relation between cognition and affectivity by bringing together scholars from the humanities and the natural sciences.
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Citation Text :
Col Prof Dr J Satpathy PDF Scholar (Management), PIM School of Management, Udipi, India Research Director, PIM Neuro-Management and Strategic Brain Research, Udipi, India jyotisatpathy@gmail.com

Prof Dr S Sandhya NITTE School of Management, PDF Scholar (Management), DYPIMS, Pune, India Joint Research Director, PIM Neuro-Management and Strategic Brain Research, Udipi, India

The Impact of Electronic Payment Innovations on Investor Sentiment: Evidence from SBI

Dr. Manisha Pallavi Chauhan,Dr. S .S .Prasada Rao

Keywords : digital payment methods, Credit cards, electronic wallets, and Commercial banks.

EOI : eoi.citefactor.org/13.11224/IUJ.13.01.11

[Abstract]
The study examines the factors influencing the adoption of electronic payment Services in the State Bank of India(SBI)using a mixed-methods approach, including surveys, interviews, and data from customers, employees, and managers .A survey of100 bank operations-acquainted respondents found security concerns and ease of use key drivers, emphasizing the need for continuous customer education and personalized banking solutions.

SBI should prioritize building customer trust through secure platforms, enhancing user experience, and improving infrastructure for electronic payments, with policy interventions and customer engagement strategies recommended for increased adoption. This study explores the factors influencing the State Bank of India's payments revolution, offering practical insights for banks, regulators, and policymakers promoting fintech adoption in the financial sector.
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Citation Text :
Dr. Manisha Pallavi Chauhan Assistant Professor, Faculty of Management Studies ICFAI University Jharkhand 0000-0002-2060-9468 email: drmanishachauhan31@gmail.com

Dr. S .S .Prasada Rao Professor, S P Mandali’s Prin. L N Welingkar Institute of Management Development and Research, Mumbia 0000-0003-2417-3136 email: profsspr@gmail.com