• SJIF Impact Factor (2021): 7.458

    The IUJ Journal of Management

    The IUJ Journal of Management (IUJ-JOM) is the flagship journal of ICFAI University Jharkhand, Ranchi. The aim of the journal is to provide insight into the business and management research. It also creates a platform for the researchers, academicians, professors , practicing management professionals and proponents in disseminating original,

    theoretical and applied research in the field of management and allied disciplines. The Journal is a Bi-Annual, . . . . .Read more.

    ISSN NO : 2347 - 5080 Journal EOI : 10.11224/IUJ
  • SJIF Impact Factor (2021): 7.458

    Role of MSME Sector in Providing Fillip to the Entrepreneurship in India

    Micro, small and medium enterprises play a pivotal role in the socio-economic development of the country. They are considered as engine of growth. Besides addressing the issues of unemployment and poverty, it assists prodigiously in generating additional family income. . . . . Read more.

    ISSN NO : 2347 - 5080 Journal EOI: eoi.citefactor.org/10.11224/IUJ.09.02.01
  • SJIF Impact Factor (2021): 7.458

    State and Status of Self Help Groups (SHGS) in Maharashtra : A Study on Self Help Groups in Wardha District

    These are the informal groups formed by women for addressing their routine problems of socio-economic in nature. These groups function with a common and general objective of cooperation and mutual trust and support. Even though the initiation of the Self Help Groups could be seen since 1975 the NABARD formally started this concept in 1986-87. Read more.

    ISSN NO : 2347 - 5080 Journal EOI: eoi.citefactor.org/10.11224/IUJ.09.02.02
  • SJIF Impact Factor (2021): 7.458

    Demonetization and Labour

    In Marxian perspective the state is an instrument in the hands of the capitalists who use it to increases their profit through exploitation of labor. “Hatecariat” class has emerged in contemporary India as the result of an innovation strategy introduced by the rich and the powerful. The Nov 8, 2016 demonetization of higher denomination currency notes is taken as a case in point. Read more.

    ISSN NO : 2347 - 5080 Journal EOI: eoi.citefactor.org/10.11224/IUJ.09.02.03

Best Paper Awarded

Current Issue : December - 2021

(Dr. Akinchan Buddhodev Sinha - Deputy Director ICSI , Arindam Sinha - Academician and Researcher )

Keywords : Growth of MSMEs in India; Role of MSMEs in stimulating entrepreneurship; Government schemes

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.01

[Abstract]
Micro, small and medium enterprises play a pivotal role in the socio-economic development of the country. They are considered as engine of growth. Besides addressing the issues of unemployment and poverty, it assists prodigiously in generating additional family income. Considering the economic significance of MSME sector, Government of India formulated Micro, Small & Medium Enterprises Development Act, 2006 on June 16, 2006, which was notified on October 2, 2006.With the passage of time there has been surge in micro, small and medium enterprises in India, thereby increasing the role of entrepreneurship in MSMEs. MSME sector contributes 29 percent to the GDP and 48 percent to exports. The Government of India envisages a contribution of $2 trillion for micro, small and medium enterprises as India aims to become a $5 trillion economy by 2024. To provide impetus to the growth of MSME sector and to fuel entrepreneurial growth in MSME sector, the government of India has approached multilateral banks like ADB, World Bank and KfW to provide low-cost funds for the sector. It has also planned to launch ‘digital data-based credit ratings’ of MSMEs to assist entrepreneurs in securing bank loans on the basis of these credit ratings. In view of the significant role of MSME sector in triggering entrepreneurship and fuelling economic growth, it creates substantial academic and research interests to delve deep into the growth of MSMEs in India; schemes of Government of India for encouraging entrepreneurship; role of SME exchange; and performance of MSMEs in India.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Dr. Akinchan Buddhodev Sinha - Deputy Director ICSI , Arindam Sinha - Academician and Researcher Role of MSME Sector in Providing Fillip to the Entrepreneurship in India
Vol 9, No.2, Dec 2021

( Dr. Venkata Somanadh Kolluru, Dr.Subrato Kumar Dey)

Keywords : Self Help Groups (SHGs), NABARD, India, Maharashtra, Wardha District

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.02

[Abstract]
These are the informal groups formed by women for addressing their routine problems of socio-economic in nature. These groups function with a common and general objective of cooperation and mutual trust and support. Even though the initiation of the Self Help Groups could be seen since 1975 the NABARD formally started this concept in 1986-87. The main reason behind the formation of SHGs is to make available the institutional credit facility to the needy and poor women of the SHGs. During the period of 1991-92 NABARD started promoting self-help groups on a large scale. Reserve Bank of India during the year 1992-93 allowed SHGs to open saving accounts in banks. This has become a big boon on the part of the SHG movement in India.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Dr. Venkata Somanadh Kolluru, Dr. Subrato Kumar Dey State and Status of Self Help Groups (SHGS) In Maharashtra : A Study on Self Help Groups In Wardha District
Vol 9, No.2, Dec 2021

( Naseer Mohamed Jaffer, Maria Thomas, Datta Indrani Karanam )

Keywords : Proletariat, Precariat, Hatecariat, Crony Capitalism

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.03

[Abstract]
In Marxian perspective the state is an instrument in the hands of the capitalists who use it to increases their profit through exploitation of labor. India as the result of an innovation strategy introduced by the rich and the powerful. The Nov 8, 2016 demonetization of higher denomination currency notes is taken as a case in point. Demonetization of 2016, offered double advantage to the capitalist class, on the one hand, the black money holders could convert their black money into white money and on the other hand they could further degrade the working class to further increase the exploitation of labor. The black money holder knew it was a ploy but the workers and other white money holders imagined that it was to remove black money and underwent all the hardships. Exploitation of labor went to the next higher level as informal sector collapsed and unemployment increased. The proletariat was degraded to become the precariat. The precariat was further degraded to become 'hatecariat'. These transformations were manufactured to promote the interest of the corporates in crony capitalism
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Naseer Mohamed Jaffer, Maria Thomas, Datta Indrani Karanam Demonetization and Labour
Vol 9, No.2, Dec 2021

( Ruchi Gupta )

Keywords : Self Help Group, SBLP, NABARD, poverty, banking sector, women group

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.04

[Abstract]
NABARD established the Self Help Group-Bank Linkage Programme (SBLP) in 1992. The main purpose of the SBLP's is to connect the informal sector of our people with the established banking sector. 20 members come from low-income families, usually women. The purpose of this paper is to understand the system and also to identify the challenges it faces Secondary data has been applied here. This study is explanatory in nature .It has been concluded in this study that the SBLP is a productive tool for poverty alleviation and business development business for poor rural especially for women group.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Ruchi Gupta Explanatory Study on Linking Banks to the Self Help Programme In India
Vol 9, No.2, Dec 2021

( Dr. Sonika Sharma )

Keywords : Recruitment, Selection, Technology, Employee, Change

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.05

[Abstract]
The utilization of new techniques for recruitment and selection has helped in overseeing nature of recently added team members in all HR points of view and along these lines it has gotten an expanded consideration of the businesses that have become more alerts of the ascent in their selection spending plans. Employing patterns that were important a half year sooner have are not material. Selection is currently more centered on web-based media and artificial intelligence. Also, the conventional techniques are a distant memory. Paper investigates the 'new' recruitment patterns for forthcoming years. The recruiting expenses can be constrained by embracing a subjective way to deal with recruiting measure and furthermore having a unique spotlight on intensity and execution of the representatives in a given industry-explicit conditions. Hiring alludes to the most common way of drawing in, screening, choosing, and on boarding a certified individual for a task. At the essential level it might include the advancement of a business brand which incorporates a 'representative contribution'. With considerable changes in the political, social, conservative and innovative changes all through the world, recruitment as a standard interaction has likewise gone through various changes and adjustments. Through this paper attempt has been made to mirror the latest things, benchmarking measures, challenges and issues, correlation among different areas and future suggestions
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Dr. Sonika Sharma Study on Emerging Trends in Talent Acquisition Post Pandemic
Vol 9, No.2, Dec 2021

( Sanjay Kumar Jena , Dr Manish Kumar , Dr Rabinarayan Patnaik )

Keywords : Over-the-Top service, Consumer decision-making, Online streaming, viewership

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.06

[Abstract]
The growth of the internet and broadband has fuelled the progress of exclusive video viewing via Over-the-Top (OTT) platforms. Many OTT providers have entered into the industry, creating chaos for consumers in selecting the right platform. The battle of differentiation has started among the players of this strategic group. Companies are expanding the markets across the globe to get more consumer share. Program differentiation, regionalised subjects, and a more extensive database of entertainment content are some of the keys for the service providers to attract more viewers to choose their services. This study throws light on the consumer decision perspective on OTTs and finds out the important factors listed by viewers. It also conveys an in-depth insight into viewer acceptance of the OTT services over traditional services
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Sanjay Kumar Jena, Dr. Manish Kumar, Dr. Rabinarayan Patnaik An Exploratory Study on Consumer Preference for OTT Viewership
Vol 9, No.2, Dec 2021

( Animesh Karn, Arohi Anand )

Keywords : gross domestic product, gross national happiness, Legatum prosperity index, measures of prosperity, sustainable development goals.

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.07

[Abstract]
GDP has been the most used and abused measure of a country's performance and its misuses led to development of various new measures that incorporate variables that are purportedly better at measuring development and include social and environmental aspects of progress. We analyze three select measures – Gross National Happiness Index (GNHI), Legatum Prosperity Index (LPI), and Sustainable Development Goals (SDGs) – discussing commonalities and differences among them. The analysis will help researchers and policymakers assess relative strengths and weaknesses of the measures and adapt suitable one for policy formulations. While GNHI is custom-made for Bhutan making its adaptation by other countries an arduous task, SDGs are a set of indicators to be adapted by individual countries and compute their own indices rendering SDG indices incomparable across geographies. Revised LPI is very broad based and includes many facets of human life that are not present in other indices making it more suitable for comparing progress across time and space.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Animesh Karn, Arohi Anand A Comparative Study of Select 'Beyond GDP' Measures
Vol 9, No.2, Dec 2021

( Rajesh Kumar Yadav , Dr. Rumna Bhattacharya )

Keywords : Coal, Corona, Covid-19, Corona warriors, Energy, Frontline workers.

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.08

[Abstract]
Coal is the major source of energy in India. State owned Coal India Limited is responsible for around 83% of supply of coal in India. Coal Industry is a great source of employment in India. Central Government owned Coal India Limited (CIL) having about 2.72 lakhs of permanent employees and also contractual work force in huge number. The first case of CORONA reported in country on 30th Jan 2020. Sometime during middle of march, CORONA appears to be a massive threat if not managed aggressively. Nationwide lockdown was imposed on 24th March 2020. People in whole nation are locked in their houses. Industries are closed except essential services. Coal Industry is in essential services. The continuous functioning of coal industry is must required for the Nation in this crisis situation. Coal India Limited is supplying Coal to the Nation as well as also support Government and its agencies in their endeavours towards fighting CORONA. The permanent and contractual workforce of CIL still 24*7 on work throughout the lock down as usually to ensure the energy security of nation along with other frontline corona warriors following complete Covid-19 protocols and guidelines. The regular as well as contractual work force of CIL contributing ceaselessly towards energy security of nation challenging the danger of Covid-19 virus. The societal life of coal employees and their families is almost changed. Coal India Limited acknowledges the selfless effort of its employees and declare payment of ex-gratia of Rs. 15 Lakhs to next kin of employees of CIL and its subsidiaries including contractor workers dying due to Covid -19 w.e.f. 24 march 2020. Coal India Limited also ensure best possible Covid-19 treatment and care for its employees and their dependants as already provided medical facilities in case of other illnesses by empanelling best hospitals in country along with its own healthcare system. It also provide full special leave for quarantine and other medical condition required due to Covid-19 for its employees. These activities develop a sense of special belongingness in employees of Coal India Limited and bring out their best performance in any kind of adverse situation. Coal employees as Corona Coal Warriors are continuously fighting Covid-19 along with other frontline Corona warriors facing all adversities of Covid-19. The services of Corona Coal Warriors during the pandemic, must be recognized and appreciated as other frontline corona warriors.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Rajesh Kumar Yadav, Dr. Rumna Bhattacharya Impact of Covid-19 and lockdown on social life of coal employees
Vol 9, No.2, Dec 2021

( Dr. Prakash b. Kundaragi )

Keywords : Women, Empowerment, SHG’s

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.09

[Abstract]
The women are facing numerous challenges to run their families in the rural areas. Some amongst them are financial problems, educational problems, social problems, and many more. As a result to conquer those problems the rural women have started SHG’s having saying that “All for one, one for all”. Then they started to gathering of people together to contribute small amount of money to solve their problems. That SHG’s have become sources of empowering rural women. Hence, this research work has conducted to appraise the relationship between the SHG’s and women empowerment. One hundred (100) rural women who are the part of SHG’s were concentrated in this study, and non-probabilistic convenient sampling method was used to pick the samples. The well thought-out questionnaire was used to collect the primary data. Secondary methods of data such as Articles, Journals, websites etc. were included for the gathering of the information. Percentile analysis was utilized for demographic variables and Pearson’s Correlation and ANOVA has been utilized to examine, infer and to test the hypothesis of the primary data. Hence the same has been followed through SPSS-20. Majority of the women is more than 31 years of their age; 87 per cent are married and 55 per cent having PUC followed by 41 per cent SSLC. SHG’s and women empowerment are positively and significantly related. It means that as starts joining the SHG’s women empowerment would increase and vice versa. This research is carried out and covered only 100 rural women respondents.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Dr. Prakash b. Kundaragi An Assessment Women Empowerment Through SHG’s
Vol 9, No.2, Dec 2021

( Balkrishna Singh, Dr. Vishal Kumar )

Keywords : Women, Empowerment, SHG’s

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.10

[Abstract]
Being small farmer (small landholder), farmers mostly suffer from some inherent problems like access to the price, information, networking, connectivity, business linkages, discovery mechanism,technical aspects,credits,and other financial requirements. The major challenge under these conditions would be to integrate these small land holders with the agricultural markets to benefit them from trade environment, growing economy and transforming agriculture. This may lead to help farmers in realizing higher income to small and marginal farmers which lead to more inclusive growth. In order to alleviate the risk of the farmers and reinforce the marginal farmer Ministry of Agriculture, Govt. of India introduced Farmer Produce Organizatio analyzing document analysis is based on the with the focus on understanding and then forecasting the major importance of financial requirements to
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Balkrishna Singh, Dr. Vishal Kumar Effect of Credit and Financing support on the Farmer Producer Organization (FPO)
Vol 9, No.2, Dec 2021

( Dr. Rajeev Kumar, Dr. Dilip Kumar )

Keywords : Information and Communication Technology (ICT), Retailer, Organizational Performance.

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.11

[Abstract]
The research paper attempts to examine the relationship of information and communication technology (ICT) on the performance of milk retailers. Descriptive and one sample t-test has used to test the hypothesis. The research paper is divided into five sections, the first section discusses the information and communication technology (ICT) role in the dairy sector along with different determinants of the milk retail performance. The second section carried out the literature revive on ICT role on dairy industry which also include the available literature on milk and milk products retail outlets in the selected district of the eastern Uttar Pradesh. The third section encompasses the method of data collection, research design, sampling techniques, sample size, and tools for analyzing the data. The second last section comprised of the descriptive statistic and t-test for carrying out the analysis of the data and finally, the last parts include the finding, conclusions, and recommendation part of the paper.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Dr. Rajeev Kumar, Dr. Dilip Kumar Achieving Performance through Information and Communication Technology (ICT): A Study of Milk Retailers (MR)
Vol 9, No.2, Dec 2021

( Kusum Kanan Mishra )

Keywords : Women, Self Help groups, empowerment, training

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.12

[Abstract]
Self-help groups in India have contributed to the economy of rural areas through their crucial function. They are involved in many types of self-employment and commercial activities. Besides banks, financial firms have implemented profitable plans to improve their earnings. One of these activities is the production of yarn, in which the rural women are entirely engaged.In addition to doing their homework, they are involved in the making of tussar. The research was performed on two members of SHGs in the district where they are the primary yarn manufacturers.This research benefited from the assistance of JSLPS, the state-run livelihood promotion organization in the state.Information was obtained through formal interactions with the rural women.The investigation discovered that one of the main difficulties was a lack of infrastructure. There's no seed production, raising, or other processing instruction being provided to the SHG women. A big challenge is finding local human resources who can help run this project and keep it going for the SHG members.The study was conducted with JSLPS' SHG groups that were accessible.In the paper, the viewpoints of SHGs women who were present at the time of data collecting were described.The study will be an important source for future researchers concerning SHG involvement in tussar manufacturing.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Kusum Kanan Mishra Challenges In Silk Productionby Rural SHG Women: A Case Study
Vol 9, No.2, Dec 2021

( Sumit Mishra , Dr. Bhagabat Barik )

Keywords : Rural online shopping, consumer buying behaviour, perceived risk, trust, purchase intention.

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.13

[Abstract]
Online shopping is booming at a phenomenal rate, and the rural market is no exception. Rural markets have risen to prominence as a result of a massive untapped market with enormous potential. Because there is a scarcity of literature on rural internet shopping, the current information, primarily on online shopping, is used to generate inferences for rural markets. This study looks at the factors that influence consumer buying behaviour, along with perceived risk and trust, and how these affect consumers' purchase and repurchase intentions. The purpose of the online shopping literature review is to gather insights for consumer decision-making and to better understand the research concerns that underpin online purchasing in rural markets. A conceptual framework is thus framed to conclude the study done in this paper.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Sumit Mishra, Dr. Bhagabat Barik Study of factors influencing rural online shopping: A review of literature
Vol 9, No.2, Dec 2021

( Anjan Niyogi , Dr. Pallavi Kumari )

Keywords : Senior Citizen, Hearing Aids, Quality of life, Ageism, Hearing Impairment

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.14

[Abstract]
Senior citizens though they have retired from the daily outside job, but they need to have certain levels of activity at home and at times outdoor. Hearing inability does come in as a hindrance to communicate. Though they have Hearing issues they tend to shy off from Hearing aid use(Mahmoudi Elham,et.al, June 2018).They find themselves cornered and difficult to express their thoughts, ideas and opinion. The Stigma is so deep that people tend to avoid using hearing aid though they suffer.In this study we tried to provide the various studies by different authors on this topic. We can come across some common challenges which are uniform throughout the society and in different landscapes. Further, we have tried to consider the probable way out of this evil. But this study is limited to literature review and there might be some board areas which need further studies and research.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Anjan Niyogi, Dr. Pallavi Kumari Social barriers preventing Hearing aid use
Vol 9, No.2, Dec 2021

( Ms. Puja K. Gulhane , Dr. S. R. Chavan )

Keywords : SHGs, Entrepreneurship, Economic Development, Skill Development, Micro Credit

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.15

[Abstract]
The Empowerment of women is one of the key issues of international development. The Women's organization in the SHGs has empowered them to gain greater power in services such as their resources, psychological resources, and decision-making power at all stages of life. The various discriminatory SHG nations have focused on skills development, aiding in innovation, access to credit at a financial institution for small-scale economic enrichment projects, and directing the use of credit in the vulnerable category of women. Women can empower if they can easily access credit, it will improve their cultural and social conditions. all this kind of development is called women's empowerment. The government is investing heavily in the Self Help Group to grow the economy and reduce poverty. This research is an important requirement of the current situation. Women who are environmentally friendly, financially independent, and numerical speakers will ultimately focus on achieving an equal voice of democracy in the country's political arena. in 2015, a global development consultant company called Intellecap embarked on a journey to identify and install specialized computers in rural areas. they aim to identify key beneficiaries of this model, women who play a key role in non-farm work, conserving the city's eco-system, and working as solar-powered entrepreneurs. such a model could go a long way in trying to create jobs and empowerment while involving rural women with new technologies. This paper touches on areas of how the government by providing a reduction in women so that they can create jobs and finances for them to provide ideas for their new business.
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Ms. Puja K. Gulhane, Dr. S. R. Chavan Promoting Entrepreneruship Skills Among Womens Through SHGs
Vol 9, No.2, Dec 2021

( Dr Vandana Pareek , Dr. Manish Kumar Yadav , Dr. Om Prakash Singh )

Keywords : festivals, income households, perception, customers, loyalty

EOI : eoi.citefactor.org/10.11224/IUJ.09.02.16

[Abstract]
India, the land of festivals, had always been a home to a variety of sumptuous sweets. Owing to several factors like increased disposable income, time-starved dual-income households etc., the demand for fast food has witnessed anuptrend. Besides freshly prepared traditional Indian sweets,cakes, pastries, packaged sweets had also been on upsurge. The present research attempts to analyze the conventional sweets market.Therefore,the consumer’s profile, decisional variables, and satisfaction with sweet sellers in Varanasi, one of the major cities of Uttar Pradesh, were studied. The study was conducted on the customers of major sweet sellers in Varanasi, which includedKsheersagar, Rajbandhu, Rajshree, and Bengal Sweet House. The sellers were selected for the study based on criteria of highest number of branches and customer base in Varanasi city. The study was an exploratorystudy based on primary data collected from 480 respondentswho were selected on a random basis through a structured questionnaire. Study concluded that consumers were satisfied with the sweet Consumers were satisfied with the sweet sellers in Varanasi on parameters of quality, taste, availability, price, and cleanliness. It was concluded that consumers had positive perception towards the sweet shops on all parameters under study, like product offered, service delivery and facilities which definitely raises high barriers to entry for new players. But it’s imperative that the sweet sellers should continue to add value to their customers as its key to sustained loyalty
[PDF Paper] [HTML Paper] [Cite]
Citation Text :
Dr Vandana Pareek, Dr. Manish Kumar Yadav, Dr. Om Prakash Singh Satisfaction Analysis of Indian Sweets Consumersin Varanasi: Perspectives and the Road Ahead
Vol 9, No.2, Dec 2021